Homeownership Assistance

The following programs may provide resources for the University community to obtain assistance with finding affordable housing, including the financial aspects of buying a home, such as mortgage loans, down payments, and closing costs.


Landed helps essential professionals (including employees of educational institutions) purchase homes near the communities they serve. Landed was awarded one of four inaugural Ivory Prizes in 2019. (The Ivory Prize is an annual award recognizing ambitious, feasible, and scalable solutions to housing affordability.) Landed provides a down payment program and connecting employees to homebuying resources. Landed's shared-equity down payment program invests alongside the employee to help them reach a 20% down payment. Landed's funds come in the form of an equity investment, meaning homebuyers share in a portion of the gain (or loss, if any) of the home's value once the partnership is ended—typically by sale or refinance. Participants do not need to be first time homebuyers and there are no income or asset limits needed to qualify. See https://www.landed.com/uofu

  1. Sign up for information session:
    1. This week, the University of Utah launched a new program to help benefits-eligible staff purchase a home. Housing affordability near our campuses and offices can be a challenge, and our partnership with Landed can offer support. Landed helps employees in education purchase homes by providing up to $120,000 toward a down payment through Landed's Shared Equity Down Payment Program and by connecting employees to homebuying resources.
    2. A series of information sessions will be hosted later in August and September for all employees, which will feature information about Landed’s services. All employees interested in purchasing a home or learning more about the homebuying process are encouraged to attend:
    3. Employees who cannot attend the info session or who want to get in touch with Landed sooner can schedule a 1:1 consultation with Landed here.

  2. Eligibility: Employees in staff or faculty positions who receive benefits from the University of Utah.
  3. Geographic Regions where Landed Operates:
    1. Review a list of the regions where Landed is available, both within Utah and across the nation
      1. Salt Lake City - includes Salt Lake county
      2. Ogden-Clearfield - includes counties of Davis and Weber
      3. Provo-Orem - includes Utah county
  4. Utah lenders:
    1. Landed works with Bank of the West and Guild Mortgage to serve Utah customers. Landed's national network of lenders is available here.
  5. Education and financial counseling regarding home buying:
    1. Webinars and support to understand home buying options, such as how to make an offer, what contingencies are, how to close on your home, and more

FHA Loans

FHA loans have been helping people become homeowners since 1934. The Federal Housing Administration (FHA) - which is part of HUD - insures the loan, so your lender can offer low down payments, low closing costs and easy credit qualifying. See https://www.hud.gov/buying/loans.

Community Development Corporation of Utah

Community Development Corporation of Utah programs assist low-to-moderate income households in need of funds to cover the required down payment and/or closing costs for the purchase of a home. Down payment assistance is awarded as deferred loans with no payments and no interest that are forgivable after a period of time. Assistance is available for Salt Lake City (Up to $14,000) and Salt Lake County and Taylorsville (Up to $10,000). See https://cdcutah.org/housing-services/downpayment-assistance.

Utah Housing Corporation (UHC)

Utah Housing Corporation (UHC) offers borrowers the option of a second mortgage to finance some or all of their down payment and closing costs. This Down Payment Assistance is to be used in conjunction with an FHA, VA, or Fannie Mae home loan from a UHC participating lender. See https://utahhousingcorp.org/homebuyer/programs/downPaymentAssistance.

West Valley Down Payment Assistance Grants

West Valley Down Payment Assistance Grants encourage homeownership within West Valley City. A down payment assistance grant in the amount of up to $14,999 is available to households wishing to locate within West Valley City boundaries. See http://www.wvc-ut.gov/1366/Grant-Programs.

A USDA home loan

A USDA home loan is a zero-down-payment mortgage for eligible rural and suburban home buyers. USDA loans are issued by the U.S. Department of Agriculture through the USDA Rural Development Guaranteed Housing Loan Program. See https://www.rd.usda.gov/programs-services/single-family-housing-guaranteed-loan-program.

Off-Campus Housing

University of Utah Off-Campus Housing, a service of Off Campus Partners, LLC,.

The listing of resources on this site is simply provided as a convenience to University of Utah students, faculty, staff, and applicants. The owners of the websites (or in the case of Off Campus Partners, owners of the rental properties)owners of the websites listed are solely responsible for reporting information fairly and accurately. The University does not review or verify such information for fairness or accuracy, and the University cannot and does not guarantee or vouch for the fairness or accuracy of the information provided. The inclusion of resources on this website does not constitute and shall not be construed or reported as 1) an endorsement or approval by the University of the program or its business practices, or 2) any warranty or representation by the University as to fairness or accuracy of information provided. The University expressly disclaims any and all responsibility for any problems that may arise with regard to such programs and with regard to disputes between homebuyers, lenders, landlords, tenants, agents, brokers, and other third parties. All prospective buyers are encouraged to exercise their own good judgment when evaluating prospective loan assistance or other homebuying assistance programs. Each program listed on this website is a separate legal entity from the University of Utah and no listed program is an affiliate or unit of the University of Utah. The only relationship between Off Campus Partners and the University of Utah is a contractual relationship. This website does not establish or reflect any partnership, joint venture or other similar relationship between the University of Utah and any listed entity, and the University of Utah specifically disclaims any such relationship. Neither the University of Utah nor any listed program is authorized to act as agent for the other.