Life Insurance

 
Group Life Insurance is offered for University employees through The Hartford. The University provides some coverage for employees in benefit-eligible positions. Additional coverage is available at the employee’s cost.

• Certificate of Insurance
• Rate Chart
• Additional Service Included in University-provided life insurance

Part I – University Provided

• An amount equal to your annual salary rate up to a maximum of $25,000.
• Travel Assistance
• Travel Assistance (Spanish)
• Estate Guidance
• Helps to create a simple, legally binding will.
• Spanish Version
• Beneficiary Assist
• Provides access to help related to the death of a loved one.
• Spanish Version
• Funeral Planning and Concierge Services
• Resources to help make confident, informed decisions about funeral planning.
• Spanish Version

Elective Coverage

• Part II – Life insurance on the employee’s life in an amount equal to Part I.
• Part III – Life insurance in the amount of $2,000 each on the employee’s spouse or domestic partner, and unmarried dependent children under the age of 26.
• Employee Supplemental Term Life
• Coverage in increments of $5,000 in the amount of $20,000 up to $500,000 (or 5 times annual salary up to $1,000,000).
• Premiums based on age and tobacco use.
• Spouse Supplemental Term Life
• Coverage on the employee’s spouse in increments of $5,000 in the amount of $20,000 up to a maximum of $250,000.
• Premiums based on age and tobacco use.
• Dependent Child Supplemental Term Life
• Coverage on the employee’s dependent children under age 26 in the amount of $5,000 or $10,000.

Enroll:

• Initial Enrollment Period – newly eligible employees may enroll through UBenefits during their first 90 days following date of hire
• Coverage begins on the date of hire.
• Employees may enroll in Parts II and III, Employee Supplemental Term up to $350,000, and Spouse Supplemental Term up to $30,000 with guaranteed issue. See Other Enrollment below to apply for additional amounts of coverage by providing proof of good health.
• Open Enrollment – employees may enroll in Life Insurance Parts II and III during open enrollment.
• Coverage is effective on July 1st, the first day of the new plan year.
• Status Change Event – enroll through UBenefits within 90 days of the date of the event.
• Employees who marry or begin a new domestic partnership may enroll in Life Insurance Parts II and III and Spouse Supplemental Term Life up to $30,000 with guaranteed issue.
• Employees who add a child through birth, adoption, foster care, or legal guardianship may enroll in Life Insurance Parts II and III and Dependent Child Supplemental Term Life with guaranteed issue.
• Other Enrollment – to enroll in Employee and/or Spouse Supplemental Term Life after your Initial Enrollment Period or for additional amounts, go The Standard's website.

Select at least one primary beneficiary and at least one contingent beneficiary for each insurance. Employees are automatically the primary beneficiary of life insurance on their spouse or domestic partner and dependent children. Change beneficiaries at any time through UBenefits.