Health Care Coverage

 
University employees in benefit-eligible positions at 50% FTE or greater, are eligible to participate in the Employee Health Care Plan.

Enrolled employees may also enroll their eligible dependents.

The University of Utah Employee Health Care Plan has two Plan Design Options and two Network Options from which to choose.

Review the Summary Comparison for highlights of each option (including network provider information, annual deductibles, coinsurance percentages, copayments, out-of-pocket maximums, and prescription drug coverage) and rate information:

• Summary Comparison of Medical and Dental Benefits

Coverage Highlights:

• Services covered under all plan options is the same. The Plan Design Options vary in the way the plan pays for eligible services.
• The University pays approximately 90% of the cost of health care coverage.
• Employee rates are paid through pre-tax payroll deductions for family members other than a domestic partner and domestic partner’s children.
• Because a domestic partner is not a recognized dependent under current tax law, the portion of premiums an employee pays for a domestic partner and domestic partner’s children will be paid with after-tax dollars. In addition, the employee will be taxed on the amount the department contributes for the domestic partner and domestic partner’s children.

Find a Provider:

• University Health Providers
• University Health Urgent Care Centers
• Other Network Providers
• Behavioral Health and Substance Abuse Providers
• Regence Assistance for Transgender and Gender-Diverse Members
• RedMed Employee Health Clinic
• Virtual Visits

Enroll Through UBenefits:

• Initial Enrollment Period – newly eligible employees may enroll during their first 90 days following date of hire – coverage begins on the date of hire.
• Open Enrollment – employees may enroll, change plan options, and add or drop dependents during open enrollment – coverage begins on July 1st, the first day of the new plan year.
• Status Change Event – employees may enroll, cancel, or add or drop dependents if they experience a status change event during the plan year. See the Status Change Events [link to new web page] page for additional information.
• ACA Eligibility – employees in positions that are not benefit-eligible may be able to enroll if the meet the eligibility requirements under the Affordable Care Act. See the ACA page [link to new web page] for additional information.
   

RELATED LINKS:

• Affordable Care Act and Health Coverage
• Children's Health Insurance Program (CHIP)
• COBRA Coverage
• Consumer Directed Health Plan (CDHP) & Health Savings Account
• Coordination of Medical Benefits
• Dental Coverage
• Eligibility and Enrollment
• Eligible Dependents
• Employee Assistance Program and Behavioral Health Coverage
• Fertility Benefit
• Find a Network Provider
• Preventive Services Under ACA
• Prescription Drug Coverage
• Privacy Notice
• SafeUT Crisis Text and Tip App
• Status Change Events
• Summary Comparison of Medical and Dental Benefits - University Faculty and Staff
• Summary Plan Descriptions
• Tax Form 1095-C
• University Pharmacies
• Virtual Visits